This was made with the new Moorish collection from Craftwork Cards. Although you can't tell from the scan, I cut a panel from the front of the card and the spotty paper is actually on the inside of the card blank.
The sentiment is a Moorish message and these are made up of two pieces so you can mix and match. A word of warning though, the top and the bottom of the outside piece are different and if you stick it on the wrong way, the centre piece with the message on won't fit. Ask me how I know!